Part 3

Affordable Care Act (ACA) Qualified Health Plans (QHP) will offer:

• Four "metallic" levels of coverage consisting of Bronze, Silver, Gold and Platinum

• One Catastrophic plan for individuals under the age of 30 who do not have an affordable coverage option

• Maximum out of pocket (OOP) in 2014 is $6,350 for individuals and $12,700 for families spread between deductibles and co-pays

• Ten categories of essential health benefits (EHB)

• Premium rate variations will only be based on age, family composition, geographical area and tobacco use